Swiss Tax Calculator

How Swiss Taxes Work

Switzerland has a unique three-level tax system. You pay taxes to:

• Federal government – Same rates across Switzerland
• Your canton – Varies significantly (Zug lowest, Geneva highest)
• Your municipality – Usually calculated as % of cantonal tax

What Affects Your Tax Rate?

• Canton: The single biggest factor. Zug can be half of Geneva.
• Marital status: Married couples usually pay less.
• Children: Each child reduces your tax rate.
• Church membership: Adds 0-8% depending on canton.

Tax Deductions You Shouldn't Miss

• Pillar 3a: Up to CHF 7,056/year – biggest deduction available
• Commuting costs: Public transport actual cost
• Professional training: Courses, books, conferences
• Home office: If required by employer