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Moving to Switzerland Cost Calculator

Find out how much you really need for your first month in Switzerland. Budget for rent deposits, insurance, and all the hidden costs.

📦Moving Cost Calculator

First Month Cost Breakdown

ExpenseSoloCouple
Rental Deposit (3 months)CHF 6,000-9,000CHF 7,500-12,000
First Month RentCHF 2,000-3,000CHF 2,500-4,000
Health InsuranceCHF 300-400CHF 600-800
Setup & FurnitureCHF 1,000-3,000CHF 2,000-5,000
TotalCHF 10,000-17,000CHF 15,000-25,000

Hidden Costs to Watch For

  • Rental deposit: 3 months rent LOCKED until you move out
  • Serafe (TV tax): CHF 335/year mandatory
  • Insurance franchise: Up to CHF 2,500/year out of pocket
  • Swiss prices: Groceries 30-40% higher than EU

Money-Saving Tips

  • Temporary housing: Start with Airbnb, find permanent place after arriving
  • Digital banks: Neon and Yuh are free with no monthly fees
  • Budget groceries: Shop at Lidl, Aldi, Denner instead of Migros/Coop
  • Don't ship furniture: Buy at IKEA or take over existing from previous tenant

📚 Learn More

  • Moving to Switzerland: Complete Guide
  • Swiss Health Insurance Explained
  • Best Banks for Expats